You should already begin to inform your automotive insurance provider that you’ll have another driver in the household as soon as your teenager has received their driver’s license. As teenagers are new to driving making them inexperienced drivers, they have a higher chance of getting to accidents more often. This would, unfortunately, mean higher insurance rates. However, no need to further worry! Here are some ways to keep those rates to a minimum:
- Have your teen be insured into your own policy
Adding your teenager to your policy is an alternative and cheaper way to ensure coverage than having to purchase one for their own. Companies such as the Liberty Automotive Protection offers flexible and reliable Liberty Automotive Plans that offer coverage to customers regardless of the type of vehicle and their budget. Unless they will be driving their own vehicle, check in with your automotive insurance company for the possibility of attaining a discount on multiple-policy.
- Assign your teen to a safer car
Insurance companies will determine the price of the policy by the type of car as well. This will have a significant effect on the price of the insurance policies. Driving a car that is easy to handle and have friendly controls will offer better coverage in the event of an accident.
- Advise them on safe driving
Other than making sure your teen is healthy and happy, you’ll also want them to drive safely on the road when you’re not around to be there for them. Safe driving will also save troubles and money. Insurance policy rates will drop the older you teen gets, with a catch that they have a clean driving record.
- Be a good example
As an adult, you’ll need to be the example you’ll want your children to follow. Remember to wear your seatbelts and use your turn signals. You wouldn’t want them to get negative influences from their own parent.